Self Managed Superannuation
Considering opening your own Self-Managed Super Fund (SMSF)? Already got one set up and looking for support to maximise your returns? Our team are here to help you make educated and informed decisions so you can feel confident that you can achieve your retirement goals.
The purpose of an SMSF is to provide retirement benefits for its members and as a result all decisions must be made in the members’ best interests, but everyone’s retirement looks different. That’s why, at Ipsum Wealth we listen to your priorities and what’s important to you and personalise strategies to help you achieve your financial and lifestyle goals.
As a trustee of a SMSF you have the ability to choose how to manage and invest your super savings. This includes options like direct property, managed portfolios, physical gold and collectables that would otherwise be unavailable in traditional super funds. You can also borrow from within your fund to invest in further opportunities. This flexibility is one of the key benefits afforded by SMSF’s, allowing you to react quickly if necessary.
There are a host of other benefits exclusive to SMSF including the ability to pool your funds with up to three other members, state planning options and potential tax management opportunities.
Whilst there is certainly lots of space for you to take control of your superannuation and retirement with a SMSF, it’s not immune to risk. There are also strict laws and regulations that govern the management of SMSF’s that need to be navigated.
Our expert team can provide comprehensive financial advice, and personalised support throughout the whole process, from deciding if a SMSF is right for you and assisting in its creation, to advising on investment strategies and helping you meet your tax obligations.
Reach out for a chat to see how we can help you set yourself up for your dream retirement.
Ipsum Wealth is a Bendigo–based financial planning firm with over 30 years of experience in helping clients achieve their goals. We provide advice on financing, personal insurances, self–managed super funds and investing, all on a fixed–fee pricing structure, so you’ll always know what you’re paying for, with no unexpected costs or nasty surprises.
